Auto insurance explained simply

Coverages. Limits. Deductibles. How do you ensure your Auto insurance policy is properly protecting your car, you and your passengers?


  1. Consult an expert.

    Auto Insurance 101. A driver sits in the evening traffic with his hand resting on the steering wheel.

    An independent insurance agent is your local insurance expert and he or she represents several insurance companies from which to choose. When it comes to customizing an Auto insurance policy that meets your needs, your local independent agent is the answer. And, if you choose a Brightway agent , you’ll benefit from the broadest choice of carriers offered by an agent in the industry.
  2. Know your coverages.

    Coverage may vary by insurance company, but here are the basics.

Comprehensive can reimburse you for loss due to theft or damage caused by something other than a collision with another car or object (covered by Collision coverage) including fire, explosion, windstorm, hail or flood. Again, you’ll have the opportunity to choose your deductible amount for this coverage.