We're honored to live and work in the community we serve.


Providing local expertise and the power of choice is the Brightway difference.

Providing our customers with high levels of service.

Stephen Cowherd
Stephen Cowherd Agency Owner

The holiday I look forward to most is: Christmas 

My favorite place to travel is: Anywhere with a pool and casino 

Outside of work I am: Spend time with my wife, three boys and our two Italian greyhounds 

My favorite meal is: The Brazilian steakhouse 

My favorite sports team is: The Florida State Seminoles 

My favorite part about working at Brightway is: Finding solutions to problems

  • Stephen Cowherd
    Stephen Cowherd Agency Owner

    The holiday I look forward to most is: Christmas 

    My favorite place to travel is: Anywhere with a pool and casino 

    Outside of work I am: Spend time with my wife, three boys and our two Italian greyhounds 

    My favorite meal is: The Brazilian steakhouse 

    My favorite sports team is: The Florida State Seminoles 

    My favorite part about working at Brightway is: Finding solutions to problems

    Stephen Cowherd Agency Owner
    Stephen Cowherd
    Stephen Cowherd Agency Owner

    The holiday I look forward to most is: Christmas 

    My favorite place to travel is: Anywhere with a pool and casino 

    Outside of work I am: Spend time with my wife, three boys and our two Italian greyhounds 

    My favorite meal is: The Brazilian steakhouse 

    My favorite sports team is: The Florida State Seminoles 

    My favorite part about working at Brightway is: Finding solutions to problems

  • Rafaela Cowherd
    Rafaela Cowherd Insurance Specialist

    The holiday I look forward to most is: Christmas 

    My favorite place to travel is: Brazil 

    Outside of work I am: A wife and mother to three boys 

    My favorite meal is: The Brazilian steakhouse 

    My favorite sports team is: The Brazilian men’s soccer team 

    My favorite part about working at Brightway is: All the help and support we have from our Brightway team

    Rafaela Cowherd Insurance Specialist
    Rafaela Cowherd
    Rafaela Cowherd Insurance Specialist

    The holiday I look forward to most is: Christmas 

    My favorite place to travel is: Brazil 

    Outside of work I am: A wife and mother to three boys 

    My favorite meal is: The Brazilian steakhouse 

    My favorite sports team is: The Brazilian men’s soccer team 

    My favorite part about working at Brightway is: All the help and support we have from our Brightway team

  • Jonathan Cayer
    Jonathan Cayer Insurance Specialist

    The holiday I look forward to most is: Christmas 

    My favorite place to travel is: Anywhere in the mountains 

    Outside of work I am: A full-time husband and dad

    My favorite meal is: Steak  

    My favorite sports team is: The Miami Hurricanes 

    My favorite part about working at Brightway is: The team of people around me

    Jonathan Cayer Insurance Specialist
    Jonathan Cayer
    Jonathan Cayer Insurance Specialist

    The holiday I look forward to most is: Christmas 

    My favorite place to travel is: Anywhere in the mountains 

    Outside of work I am: A full-time husband and dad

    My favorite meal is: Steak  

    My favorite sports team is: The Miami Hurricanes 

    My favorite part about working at Brightway is: The team of people around me

  • Lucia Figueroa
    Lucia Figueroa Executive Assistant

    The holiday I look forward to most is: Christmas, to spend time with family 

    My favorite place to travel is: Anywhere with a beach

    Outside of work I am: A full-time reader and dog mom

    My favorite meal is: Asian food  

    My favorite sports team is: Bayern Munich

    My favorite part about working at Brightway is: Taking care of clients and making them a priority

    Lucia Figueroa Executive Assistant
    Lucia Figueroa
    Lucia Figueroa Executive Assistant

    The holiday I look forward to most is: Christmas, to spend time with family 

    My favorite place to travel is: Anywhere with a beach

    Outside of work I am: A full-time reader and dog mom

    My favorite meal is: Asian food  

    My favorite sports team is: Bayern Munich

    My favorite part about working at Brightway is: Taking care of clients and making them a priority

Yellow Sun Shine More choice. More convenience. More confidence.


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904-469-1900

Our Office

14 Swimming Pen Dr. Suite 2
Middleburg, FL 32068

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Hours of Operation

Monday: 9 a.m. to 5 p.m.
Tuesday: 9 a.m. to 5 p.m.
Wednesday: 9 a.m. to 5 p.m.
Thursday: 9 a.m. to 5 p.m.
Friday: 9 a.m. to 5 p.m.
Saturday: By Appointment Only
Sunday: By Appointment Only

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Reach out and we’ll get back to you with a custom policy that fits your unique situation.

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